How to Speed Up Embedded Banking: Refo's AI Copilot

March 11, 2025

Bank CIOs and their teams frequently encounter operational bottlenecks when managing complex decision workflows across disparate data sources. This often leads to prolonged development cycles and delayed product launches, impeding their ability to adapt to dynamic market demands.

In the realm of embedded banking, particularly, traditional systems struggle to address the complexities of distributor and channel management. The ability to rapidly integrate with partners and extract vital customer data is pivotal for success.

Refo's AI Copilot directly addresses these challenges by significantly accelerating the creation of embedded workflows and decision-making processes. Designed for product managers and developers working on digital and embedded banking platforms, it aims to reduce development time tenfold.

Refo's AI Copilot provides the following user benefits:

  • Accelerated Product Launches:
    • Faster integration with new distributors.
    • Automated updates to AI/ML pipelines for new product launches.
  • Enhanced Risk Control:
    • Ability to consume and process diverse alternative customer data.
    • Improved risk mitigation.
    • Improved asset quality.
  • Reduced Operational Overhead:
    • Automated management of complex decision workflows.
    • Lower technology costs associated with these operations.

Recognizing the need for trust in AI-driven decision-making, Refo's AI Copilot is designed to augment, not replace, human expertise. It provides a means to efficiently manage complex tasks, freeing up valuable time for strategic initiatives.

To gain a comprehensive understanding of how Refo's AI Copilot can optimize your embedded banking workflows, watch the full video.

Interested in exploring more? Contact us today.