The 2040 Banker Podcast by Refo | Episode 1 - with Rajeev Uberoi
Tune in for this conversation and more, including the huge impact of Globalization in Indian markets.
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Having spent about 4 decades in Banking, Rajeev Uberoi is a well known banking personality. Starting with his stint at RBI, he went on to many of the largest multinational banks (ANZ, Standard Chartered, Citibank). Having spent some time at IDFC bank, now he is a board member of several banking and finance companies.
“For any economy, banking plays the pivotal role of not only a catalyst, but a driver of the economy.” says Rajeev. “Today, if you take out some empirical evidence, you will find that the growth in these economies can be attributed to at least 30-40 basis points on the banking sector.”
We discuss how the banking landscape has evolved during the course of Rajeev’s career. Historically how it has evolved, what is the current scenario, and as we move forward, what all do we need to look out for.
“I think in the next two years, I see the banking industry growing pretty fast in the areas of rural and SME, because it is government driven.” Rajeev said, as he discusses the future opportunities.
“So one thing I see is that the banks will be more looking at the help from the fintechs to upgrade their own solutions. Ultimately, the core banking solution has a finite life.. It has to upgrade itself, not because it wants to, but because the next door neighbor has got a much better solution.”
Want to suggest a topic for a future episode? Send ua a mail at info@refo.dev - we’d love to hear from you.